While budgets are useful for households, they are also necessary for larger companies, organizations, corporations, and governments which use budgeting for large spending and records.
A budget feels restrictive to some people, but it is a simple financial record that helps you to navigate your spending. A simple budget means you can keep track of your spending for future emergency use. Create a budget so you will be aware of your financial situation. This spreadsheet helps you create a very simple budget. Begin by entering your monthly or yearly income. Then list your expenses, bills, and saving for that pay period.
To calculate total savings subtract the total expenses from your income. Budget can be classified as per the needs of Household, Corporation, Organization, and Government. You can prepare a family budget for a month and a year. Although there are plenty of consultants and applications available to help you develop your budget, the most important thing is that you come up with something that will work for you.
The operating budget of the business involves funds related to operational activities. This includes production money, manufacturing cost, labor cost, administrative cost, working capital. The income flow includes the vending of the business. A business is always in need of long-term, medium-term, and short-term funds.
The financial budget secures that the right types of funds are available whenever the company needs them. The target of the budget is to manage the inflows and outflows. Decisions like alliance and accession depend on the financial budgets of the companies. Home Excel Budget Template. Monthly Excel Budget Template. Household Excel Budget Template.
Holiday Budget Calculator Excel. Personal Budget Excel Template. Monthly Budget Planner — 12 Months. Deluxe Excel Budget Template Excel. Family Budget Planner Template. Simple Monthly Budget Report Template. A Simple Budgeting Spreadsheet. Free Download College Budget Template.
Sample Party Budget Template. Personal Monthly Budget Format. Weekly Budget Planner Example. Then as you begin the planning process, you can add the actual spent amounts to track the variance to budget. A weekly budget planner template is helpful to track your income and expenses on a weekly or bi-weekly basis. Based on the family budget template, this budget planner simply includes additional columns for each week to have a more focused view of your budget.
Although the amount of money needed to attend college can be overwhelming, a college student budget template will help to determine how much money will be needed for expenses, where to save money and how to make it all work. In this college student budget template, you will find a sheet to include all income and expenses on a quarterly basis, and a second sheet to estimate monthly college expenses.
With a money manager template you can track expenses and manage your budget in one location. Made up of a yearly budget, a monthly budget report and a transaction history log, this money manager template was meant to be a comprehensive budgeting solution.
In this template you can record transaction, track monthly and yearly spending, and even balance your checkbook. Do you know how much your retirement daily needs will add up to? Or where the income will come from? Using an early retirement budget template will help to determine exactly how much you should save to be comfortable in retirement.
This template includes two sheets: one to estimate your retirement income and expenses on a weekly, bi-weekly, monthly, quarterly and annual basis, and the second to look at your estimated budget with inflation factored in.
A GLBL budget template is similar to the zero-based budget, because it follows the same budgeting method of allocating every dollar of income toward an outgo, resulting in a zero balance. However, the difference with the GLBL is that it helps manage your budget per paycheck rather than monthly.
This helps reduce the possibility of overspending in one pay period, which would make you short in the next. In this GLBL budget template you will input all your incoming and outgoing money on the first sheet, and track transactions on the following sheets.
The holidays can be a hectic time for both your calendar and your pocketbook. Within this template, you will also find a handy dashboard that provides quick visibility into how much you have left to spend in your holiday shopping budget.
Families who are serious about their financial future will find value in creating a family budget planner. Whether to save for buying a car or family house or putting kids through college, a family budget planner template will help create your yearly budget for your family to accomplish your goals. This family budget planner template breaks down all family income and expenses on a monthly basis, and provides a roll-up of year to date totals for each category.
Creating a personal budget is not only important for your financial well-being and peace-of-mind, but also for your short and long-term goals.
Taking control of your finances with a personal budget template will help you make headway on these goals. To get started, you want to consider the following steps to help you establish your personal budget:. Begin by downloading the personal budget template, and inputting your income, savings goals, and expense amounts for the first month. This template is made up of two sheets, one for your budget breakdown and the second is your dashboard.
Within the first sheet, you will find three sections, including income, savings and expenses. The categories of the income section are:. The next section is where you will input your savings goals. These goals may include both your short-term and long-term savings goals that you listed earlier. This section includes the following categories, but can be changed to fit your goals:.
The last section of the personal budget sheet is for expenses. This section has various primary categories, with multiple sub-categories associated. The primary expense categories include:. Once you have input the individual amounts for each of the income, savings, and expense categories, you will see that the total for each month is calculated at the bottom of each column.
Additionally, totals are calculated at the end of each row, representing your year-to-date total for each budget item, category and section. On the second sheet you will find your budget dashboards.
Dashboards are helpful to provide a quick visual into the summary and health of your budget, and will automatically update as you make changes to your personal budget sheet. The dashboard sheet included in this personal budget template has the following four distributions:. Smartsheet is a spreadsheet-inspired work management tool with robust collaboration and communication features.
Its pre-built monthly budget template makes it even easier to create a budget, conduct monthly check-ins, and improve accountability. In this template, input your monthly budget and then track it against your monthly actual spent. With pre-set formulas in place, you will see your annual total, annual budget, and annual variance automatically calculated as you make changes to budget items.
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